O'Reilly's loaner tool program lets you borrow specialized tools for free while you work on your vehicle
O'Reilly Auto Parts runs a tool lending program at most of its locations. You can borrow tools without paying anything upfront, and you return them when you finish the job. The program exists because some tools — like a transmission jack, ball joint separator, or compression tester — cost $50 to $300 to buy but you might use them once. Rather than stock every tool yourself, you borrow from O'Reilly, do your work, and bring it back.
The specifics vary by location. Some stores have extensive inventories; others have a smaller selection. Availability also depends on whether someone else has already borrowed the tool you need. This is not a reservation system — you show up, ask what's in stock, and take what's available that day.
Key Takeaways
- O'Reilly loaner tools are free to borrow, but you must return them within the timeframe the store sets — usually 24 to 48 hours.
- You need a valid driver's license and a credit card to borrow; the store holds the card information as a deposit but does not charge it if you return the tool on time.
- Not every O'Reilly location stocks the same tools, so call ahead or visit in person to confirm the specific tool you need is available.
- If you damage or lose a borrowed tool, you will be charged the replacement cost on the credit card you provided.
What tools O'Reilly typically has available
Common loaner tools include engine hoists, transmission jacks, ball joint separators, tie-rod pullers, spring compressors, fuel pressure gauges, compression testers, and brake bleeding kits. Stores also often stock specialty items like wheel pullers, harmonic balancer pullers, and bearing pullers. The exact inventory depends on the store's size and location — a larger store in an urban area usually has more tools than a smaller rural location.
Tools you will not find in the loaner program are hand tools like wrenches, sockets, or screwdrivers — those are inexpensive enough that O'Reilly expects you to own them or buy them. The loaner program focuses on expensive, single-purpose tools that most home mechanics do not need often.
How to borrow a tool from O'Reilly
Walk into your local O'Reilly store and ask the counter staff what loaner tools are currently available. Tell them what job you are doing — for example, "I need to separate a ball joint on a 2015 Honda Civic" — and they will tell you whether they have the right tool in stock. If they do, they will ask for your driver's license and a credit card. The credit card is not charged if you return the tool in good condition by the important date; it serves as a deposit only.
The staff will write down the tool name, the return important date (usually 24 or 48 hours), and any specific instructions for using or returning it. Some stores require you to sign a form acknowledging the tool's condition when you take it. Take a photo of the tool before you leave the store if you want documentation of its condition — this protects you if there is a dispute about damage when you return it.
If the tool you need is not in stock that day, ask when it might be returned. Some stores keep a list of tools that are currently out and when they are due back. You can also call ahead to confirm availability before making a trip.
Return important date and what happens if you are late
Most O'Reilly locations set a 24-hour or 48-hour return window. The exact important date is written on your receipt or the form you signed when you borrowed the tool. Return the tool during the store's business hours by that important date. If you return it late, the store may charge a late fee — the amount varies by location, so ask when you borrow the tool.
If you do not return the tool at all, O'Reilly will charge your credit card the full replacement cost of the tool. This can range from $50 for a basic tool to $300 or more for specialized equipment. The charge appears on your card statement, and the store may also pursue collection if the amount is large.
Damage, loss, and what you are responsible for
You are responsible for the tool while it is in your possession. Normal wear from using the tool as intended is not your problem — O'Reilly expects tools to get used. But if you damage the tool through misuse, drop it and break it, or lose it entirely, you will be charged the replacement cost on your credit card.
Return the tool clean and in working order. If you used it in a way that left grease, dirt, or debris on it, wipe it down before returning it. If the tool was already damaged when you borrowed it and you did not notice, that is why taking a photo when you leave the store matters — you have proof you did not cause the damage.
If you are unsure whether damage you caused is your responsibility, ask the staff when you return the tool. Some minor issues may not result in a charge, but do not assume. It is better to ask and clarify than to discover a charge on your card weeks later.
Alternatives if O'Reilly does not have what you need
Other auto parts chains run similar programs. AutoZone has a loaner tool program at many locations with comparable terms — free to borrow, return within 24 to 48 hours, credit card deposit. Advance Auto Parts also offers loaner tools at select stores. Call ahead to confirm what is available at your nearest location.
If you need a tool that no parts store has in stock, tool rental shops exist in most cities. Home Depot and Lowe's rent tools by the day or week at a cost — usually $5 to $20 per day depending on the tool. This is more expensive than borrowing free from O'Reilly, but gives you access to a wider range of specialty equipment and longer rental periods if your job takes more than two days.
Frequently Asked Questions
Do I have to buy something to borrow a tool from O'Reilly?
No. You can walk in, borrow a tool, and leave without purchasing anything. The loaner program is separate from sales. However, many people borrow a tool and then buy parts or supplies while they are there, so it is a way for O'Reilly to get you in the store.
What if I need the tool for longer than 48 hours?
Ask the staff when you borrow it whether an extension is possible. Some stores will allow you to return the tool, check it back out again, and reset the important date if no one else has requested it. Others have a strict no-extension policy. There is no harm in asking, but do not count on it — plan your job to fit within the standard return window.
Can I borrow a tool if I do not have a credit card?
Most O'Reilly locations require a credit card as a deposit. If you do not have one, ask the staff whether they accept a debit card instead — many do. A few stores may accept other forms of ID and deposit, but this is uncommon. Call your local store ahead of time if you are unsure.
What happens if I return the tool damaged but the staff does not notice?
If damage is not documented when you return the tool, you are not charged. However, do not rely on this. Return tools in the condition you would want to receive them. If you caused damage, tell the staff — it is the right thing to do, and you avoid a surprise charge later.
Can I borrow multiple tools at the same time?
Yes. There is no stated limit on how many tools you can borrow at once, as long as they are in stock. You will need to return all of them by the same important date. Ask the staff to make sure you understand when each tool is due back.