What You Need to Do Right Now

To file for a lost title in Missouri, you contact the Missouri Department of Revenue's Motor Vehicle Bureau, fill out Form DOR 108 (process for Duplicate Title), and mail it with your fee and proof of identity. The state will mail you a replacement title within two to four weeks. You do not need to visit an office in person — the entire process happens by mail or online through the state's portal.

The key difference from other states is that Missouri requires you to declare the title lost under penalty of perjury on the form itself. You are not filing a police report first (though you can if the vehicle was stolen). The Motor Vehicle Bureau takes your sworn statement as sufficient.

Key Takeaways

  • Form DOR 108 is the only form you need; it serves as both your request and your sworn statement that the title is lost.
  • You must include a copy of your driver's license or state ID, proof of ownership (registration or insurance), and the $10 filing fee.
  • Mail everything to the Missouri Department of Revenue, Motor Vehicle Bureau, at P.O. Box 100, Jefferson City, MO 65105.
  • The replacement title arrives by mail in two to four weeks; you cannot pick it up in person or request expedited processing.
  • If your vehicle is financed, the lienholder's name will appear on the replacement title exactly as it appeared on the original.

Gathering the Documents You Need

Before you fill out Form DOR 108, collect three things: a copy of your government-issued photo ID (driver's license or state ID), proof that you own the vehicle, and the $10 fee. The proof of ownership can be your current vehicle registration, an insurance card, or a bill of sale if you recently purchased the car.

If someone else is listed as the owner on the registration or title, that person must sign the form. If the vehicle is financed, you do not need the lienholder's permission to request a duplicate, but their name will appear on the new title. If the title was lost during a move or in storage, you do not need to explain how — the form does not ask.

Completing Form DOR 108

read Form DOR 108 from the Missouri Department of Revenue website or request it by phone at 573-751-4509. The form is straightforward: you enter the vehicle identification number (VIN), the year and make of the vehicle, your name and address, and your driver's license number. At the bottom, you sign and date the form, declaring under penalty of perjury that the title has been lost.

The VIN appears on your registration, insurance card, or the dashboard of the vehicle itself (visible through the windshield on the driver's side). If you cannot locate the VIN, call the Motor Vehicle Bureau and they will help you find it using your name and registration number. Do not guess or leave it blank — the form will be rejected.

Mailing Your Request to the State

Send Form DOR 108, a copy of your ID, proof of ownership, and a check or money order for $10 to the Missouri Department of Revenue, Motor Vehicle Bureau, P.O. Box 100, Jefferson City, MO 65105. Do not send cash. Include a return address on the envelope so the state can contact you if something is missing.

The Motor Vehicle Bureau does not accept credit cards or online payment for duplicate titles ordered by mail. If you prefer to avoid mailing documents, you can file through the state's online portal at dmv.mo.gov, though you will still need to upload a photo of your ID and proof of ownership. Online filing takes the same two to four weeks as mail.

What Happens After You Submit

Once the Motor Vehicle Bureau receives your form, they will verify your identity and ownership using their records. This usually takes three to five business days. If everything matches, they print your replacement title and mail it to the address you provided. The entire process from receipt to delivery typically takes two to four weeks, depending on mail speed and processing volume.

You will not receive a confirmation email or phone call unless something is wrong with your form. If your form is incomplete or the fee is missing, the state will return it to you with a note explaining what needs to be corrected. If you do not hear back within five weeks, call the Motor Vehicle Bureau at 573-751-4509 to check the status using your VIN and driver's license number.

Using Your Replacement Title

The replacement title is a legal duplicate of the original — it has the same status and can be used for any transaction the original could have been used for. You can sell the vehicle, transfer it to a family member, use it as proof of ownership for insurance, or present it to a lienholder. The replacement title will show "DUPLICATE" printed on it, but this does not affect its validity.

If the vehicle is financed, the lienholder's name will appear on the replacement title in the same position it appeared on the original. If you need the lienholder removed (because the loan is paid off), you will need a separate release of lien from the lender, which you then submit to the Motor Vehicle Bureau on Form DOR 108A. That process takes an additional two to four weeks.

If Your Title Was Stolen or You Suspect Fraud

If someone stole your title or you suspect it might be used fraudulently, you can file a police report in addition to requesting a duplicate. The police report is not required by Missouri law, but it creates a record in case the title is used to sell the vehicle without your knowledge. Bring the police report number to the Motor Vehicle Bureau when you submit Form DOR 108 — write it in the comments section.

If you discover that your vehicle was sold using your lost title, contact the Motor Vehicle Bureau when ready and provide the police report number. The state can flag the title in their system and investigate. This is rare, but reporting it early protects you from liability if the new owner causes damage or commits a traffic violation.

Frequently Asked Questions

Can I get a replacement title the same day?

No. Missouri does not offer same-day or expedited duplicate titles. The state processes all requests by mail and the timeline is two to four weeks from the date they receive your form. If you need proof of ownership before the title arrives, your vehicle registration or insurance card serves that purpose for most transactions.

What if I do not know my VIN?

Call the Motor Vehicle Bureau at 573-751-4509 with your name and current registration number, and they will provide your VIN. You can also look it up on your insurance card, registration, or by looking at the dashboard of the vehicle. Do not submit the form without the VIN — it will be rejected.

Do I need to notarize Form DOR 108?

No. The form includes a perjury statement that you sign yourself. You do not need a notary public. The signature must be in your own handwriting, not printed or stamped.

What if the title was lost years ago and I have been driving without it?

You can still file for a duplicate at any time. Missouri has no time limit on requesting a replacement title. The Motor Vehicle Bureau will issue one based on their records, regardless of how long ago the original was lost.

Can someone else pick up my replacement title from the Motor Vehicle Bureau office?

No. Missouri mails all duplicate titles to the address you provide on the form. You cannot pick it up in person or have someone else collect it. If you need the title sent to a different address, call the Motor Vehicle Bureau before submitting your form and they will note it in your request.