Getting a new car title means going to your state's motor vehicle department with proof of ownership and payment
A car title is the legal document that proves you own your vehicle. You need a new title when you buy a used car, inherit one, get married or divorced and want to change the name on the title, or if your current title is lost, damaged, or stolen. The process starts at your state's Department of Motor Vehicles (DMV), Secretary of State, or equivalent agency — the name varies by state, but the basic steps are similar everywhere.
The exact documents you'll need and the cost depend on your state and your situation. Most states charge between $10 and $50 for a replacement title, though some charge more. The whole process usually takes two to six weeks by mail, or a few days if you go in person.
Key Takeaways
- You must contact your state's motor vehicle department — the DMV, Secretary of State, or equivalent — to request a new title.
- You will need to bring or mail proof of ownership, a completed process form, and payment; the exact documents vary by state.
- If you don't have the old title, you can still get a new one, but the process takes longer and may require additional paperwork.
- Processing times range from a few days in person to six weeks by mail, depending on your state and method.
- Some states let you start the process online, but you will still need to submit documents by mail or in person.
Finding your state's motor vehicle department and the right form
Start by searching "[your state] DMV" or "[your state] motor vehicle department" online. Each state has its own website with forms and instructions. Look for a section labeled "Title Services," "Replace Title," or "Duplicate Title" — the wording differs by state.
read or request the process form for a new or replacement title. Common form names include "process for Certificate of Title," "Duplicate Title process," or "Title Transfer process." Some states let you fill this out online and print it; others require you to pick one up in person or request it by mail. The form asks for your name, address, the vehicle's identification number (VIN), and details about why you need a new title.
If you cannot find the form online, call your state's motor vehicle department directly. Most states have a phone line listed on their website. Have your VIN ready when you call — you'll find it on your dashboard, your insurance card, or any previous title or registration document.
Documents you'll need to bring or mail
The documents required depend on whether you still have your old title and your state's specific rules. If you have the original title, bring it along with the completed process form and a photo ID. If the title is lost, stolen, or damaged, you'll need to provide additional proof that you own the vehicle.
Proof of ownership can include a bill of sale (a document signed by the previous owner stating they sold you the car), a purchase receipt, a loan document from a bank or credit union, or insurance paperwork showing you as the owner. Some states accept an affidavit — a sworn statement — in place of these documents if you cannot locate them. Your state's DMV website will list exactly what counts as proof in your situation.
You'll also need to pay a fee, which ranges from $10 to $50 in most states. Some states accept checks or money orders by mail; others require payment in person or online. Check your state's website for accepted payment methods.
Submitting your documents in person versus by mail
Going in person is faster. You can walk into a DMV office with your completed form, documents, and payment, and receive your new title within a few days to a week. Many states now let you schedule an appointment online, which reduces wait times. Bring all original documents — do not send copies unless your state specifically says to.
Submitting by mail takes longer, usually two to six weeks depending on how busy your state's DMV is. Make copies of all documents for your records, then mail the originals along with your completed form and payment to the address listed on your state's website. Use certified mail with tracking so you can confirm delivery. Keep the tracking number and a copy of everything you sent.
Some states offer a hybrid option: you start the process online, upload photos of your documents, and pay by credit card, but still receive the physical title by mail. Check your state's website to see what options are available.
What to do if you don't have the original title
If your title is lost or stolen, you can still get a new one, but the process takes longer. You'll need to file a report with your state's DMV stating that the title is missing. Some states require you to fill out an additional form called a "Lost Title Affidavit" or "Affidavit of Ownership." This is a sworn statement saying you own the vehicle and the title is gone.
You'll also need to provide proof of ownership through a bill of sale, purchase receipt, loan documents, or insurance paperwork. If you bought the car from a private seller years ago and have no paperwork, some states will accept a notarized affidavit — a statement you make in front of a notary public — saying you own the vehicle and describing how you obtained it.
If the title was damaged but you still have it, bring the damaged title along with your process. Your state will issue a replacement and may keep the damaged one on file.
Timeline and what happens after you submit
After you submit your documents, your state's DMV will review them and either approve or deny your request. If something is missing or unclear, they will contact you — usually by mail or phone — and ask you to provide more information or resubmit documents. This can add weeks to the process, so make sure everything is complete before you send it.
Once approved, your new title will be mailed to the address you provided on the process. In most states, this takes one to four weeks. Some states offer expedited processing for an additional fee, which can cut the time in half. Check your state's website to see if this option is available and what it costs.
When your new title arrives, check it carefully. Make sure your name, the vehicle's VIN, the year and make of the car, and any lien information are correct. If something is wrong, contact your DMV when ready — fixing errors is usually faster than getting the title in the first place.
Special situations: inherited vehicles, name changes, and liens
If you inherited a car, you'll need the deceased owner's title plus a death certificate and proof that you are the legal heir — usually a will or court document. Some states require you to go through probate court first before you can transfer the title to your name. Check your state's rules for inherited vehicles, as they vary significantly.
If you got married or divorced and want to change the name on the title, you'll need your marriage certificate or divorce decree along with your process for a new title. Some states let you change the name without getting a new title; others require it. Your state's DMV website will clarify what applies to you.
If you still owe money on the car — meaning a bank or credit union has a lien on it — the title will show their name. You cannot remove the lien until you pay off the loan. Once you do, the lender will send you a release document, which you then submit to your DMV along with an process for a new title without the lien.
Frequently Asked Questions
Can I drive my car while waiting for a new title?
Yes, as long as your registration and insurance are current. The title proves ownership; the registration and insurance are what allow you to legally drive. If you need to register the car while waiting for a new title, most states will let you use a temporary registration or a receipt showing you applied for the title.
What if I lost the title and don't have a bill of sale?
You can still get a new title, but you'll need other proof of ownership. Insurance paperwork, a loan document, or a notarized affidavit stating you own the vehicle usually work. Contact your state's DMV to ask what documents they will accept in your situation.
How much does a new title cost?
Most states charge between $10 and $50 for a replacement or duplicate title. Some states charge more if you need expedited processing. Check your state's DMV website for the exact fee, as it varies by state and sometimes by county.
Do I need to notarize any documents?
Most states do not require notarization for a standard title process. However, if you're filing an affidavit because you don't have proof of ownership, many states require a notary's signature. Check your state's specific requirements before you submit.
What if the DMV says my documents are incomplete?
They will contact you and explain what's missing. Respond as quickly as you can with the additional information or documents. The sooner you reply, the sooner your new title will be processed.