Where to find the Target Redcard login page
You log into your Target Redcard account at redcard.target.com, not through the main Target website. This is the official portal where you can view your balance, make payments, and manage your account settings.
When you arrive at that page, you'll see a login box asking for your username or the email address associated with your account, plus your password. If you've never logged in before, you'll need to create a username and password first — Target will walk you through that process on the same page.
The login page works the same way whether you have a Redcard debit card, Redcard credit card, or both. Your login credentials cover all Redcard products linked to your account.
Key Takeaways
- The Redcard login portal is at redcard.target.com, separate from the main Target website.
- You can pay your bill online, by phone, by mail, or through automatic payments set up in your account dashboard.
- If you forget your password, use the "Forgot Password" link on the login page to reset it by email.
- Your payment posts within one to two business days of submission, though the exact timing depends on your payment method.
- You can see your current balance, due date, and payment history when ready after logging in.
What you see after you log in
Once you're logged in, your account dashboard shows your current balance, your minimum payment due, and your payment due date. If you have both a debit and credit Redcard, you'll see separate balances for each one.
The dashboard also displays your recent transactions, your credit limit (if you have a credit card), and any promotional offers or rewards you've earned. You can click into each section to see more detail — for example, your full transaction history or a breakdown of your rewards balance.
From this same dashboard, you can update your contact information, change your password, set up automatic payments, or read statements. The menu is usually on the left side of the page or under a hamburger icon if you're on a phone.
How to make a payment online
After logging in, look for a button or link labeled "Make a Payment" or "Pay Now." Click it, and you'll be asked to enter the amount you want to pay and choose your payment method.
Target accepts payments from a bank account (checking or savings) or from a debit card. You'll need to provide the routing number and account number if you're paying from a bank account, or your debit card number if you're paying that way. Target does not accept credit card payments toward your Redcard balance.
After you submit the payment, you'll see a confirmation number on screen. Write it down or take a screenshot — you'll need it if you have questions about the payment later. The money typically leaves your bank account or debit card within one to two business days, though some banks may take longer to process the transfer.
Setting up automatic payments
If you want your bill paid the same way every month without logging in each time, you can set up automatic payments in your account. Look for an "Automatic Payments" or "Autopay" section in your account settings, usually under a menu labeled "Manage Account" or "Settings."
You'll choose the amount you want paid automatically (your full balance, your minimum payment, or a fixed dollar amount), the day of the month you want it paid, and the bank account or debit card it should come from. Target will deduct that amount on the date you choose, every month, until you turn it off.
Automatic payments are useful if you want to avoid late fees, but make sure your bank account has enough money on the scheduled date. If the payment bounces, you may be charged a fee and your account could fall behind.
Other ways to pay if you can't log in online
If you're having trouble with the website or prefer not to pay online, Target accepts payments by phone, mail, and in-store.
By phone: Call the number on the back of your Redcard. A representative can take your payment information over the phone and process it when ready. You'll get a confirmation number before you hang up.
By mail: You can mail a check or money order to the address shown on your monthly statement. Write your Redcard number on the check so Target knows which account to credit. Mail payments take longer to process — usually five to seven business days from the time Target receives it — so send it early if your due date is coming up.
In-store: You can pay at any Target checkout with cash, a debit card, or another credit card. Tell the cashier you're making a Redcard payment and provide your Redcard number. The payment posts to your account within one business day.
What to do if you forget your password
On the redcard.target.com login page, click the "Forgot Password" link. Enter the email address associated with your account, and Target will send you a password reset link to that email. Click the link in the email, and you'll be taken to a page where you can create a new password.
The reset link usually works for 24 hours. If it expires, you can request a new one by going back to the "Forgot Password" page and entering your email again. If you don't receive the email, check your spam folder — sometimes password reset emails end up there by mistake.
If you can't remember the email address associated with your account, or if you're still having trouble logging in after resetting your password, call the number on the back of your Redcard and a representative can help you regain access.
Understanding your payment due date and late fees
Your payment due date appears on your monthly statement and in your account dashboard. If you pay after that date, you may be charged a late fee. The amount of the late fee depends on your account terms, but Target will show you the fee amount before you submit a late payment.
Even if you pay late, it's still better to pay than to let the account sit unpaid. A late payment will show up on your credit report, but paying it stops the account from going further behind and triggering additional fees or collection action.
If you're having trouble making your payment by the due date, contact Target as soon as possible. Some situations may may have access to for a temporary adjustment, though this is not may provide.
Frequently Asked Questions
How long does it take for my payment to show up in my account?
Online and phone payments usually post within one to two business days. In-store payments post within one business day. Mail payments take five to seven business days from the time Target receives them. Weekends and holidays may add extra time.
Can I pay my Redcard with another credit card?
No. Target only accepts payments from a bank account or debit card when you pay online or by phone. You can pay with another credit card only if you pay in-store at a Target checkout, but this is not recommended because you'll be taking on new debt to pay old debt.
What if I see a payment in my bank account but it hasn't posted to my Redcard yet?
The money has left your bank but may still be in transit to Target. Wait one to two business days for it to appear in your Redcard account. If it doesn't show up after that time, log in to your account and look for a confirmation number from when you made the payment, then call the number on the back of your card with that number ready.
Can I change my payment due date?
You cannot change your due date directly, but you can set up automatic payments for a different day of the month. For example, if your due date is the 15th but you get paid on the 20th, you can set automatic payments to go out on the 20th instead. Contact Target if you need to change your statement closing date.
What happens if I pay more than I owe?
The extra amount becomes a credit on your account and will be applied to your next bill. If you want the overpayment refunded instead, contact Target and they can process a refund to your original payment method.