Social Security payment dates in June 2025

Social Security deposits arrive on a fixed schedule each month based on your birth date, not on when you file or how much you receive. In June 2025, payments go out on three Wednesdays: June 4, June 11, and June 18. The specific date you receive your payment depends on which payment group you fall into — a system the Social Security Administration uses to spread deposits across the month and reduce processing strain on the banking system.

Your payment group is determined by your birth date and is set when you first start receiving benefits. You cannot change it, and it remains the same every month. If you were born between the 1st and 10th of any month, you receive payments on the second Wednesday. If you were born between the 11th and 20th, you receive them on the third Wednesday. If you were born on the 21st or later, you receive them on the fourth Wednesday.

The only exception is Supplemental Security Income (SSI), which always deposits on the first of the month — June 1, 2025 — regardless of birth date. If you receive both Social Security and SSI, you will see two separate deposits in June.

Key Takeaways

  • Social Security deposits in June 2025 arrive on June 4, June 11, or June 18, depending on whether you were born in the first, second, or third ten days of your birth month.
  • Your payment date is permanent and does not change month to month; the same Wednesday applies every month you receive benefits.
  • Supplemental Security Income (SSI) recipients receive deposits on June 1 regardless of birth date, separate from any Social Security payment.
  • Direct deposit to a bank account is the standard delivery method; paper checks are no longer issued to new beneficiaries and are being phased out for existing ones.
  • If your regular payment date falls on a federal holiday, the deposit arrives the business day before.

How your birth date determines your June payment date

The Social Security Administration groups beneficiaries into three cohorts based on birth date to manage the volume of monthly payments. This system has been in place since 1997 and applies to all retirement, survivor, and disability beneficiaries — not just those who recently started receiving payments.

If you were born on the 1st through the 10th of any month, your payment arrives on the second Wednesday of June 2025, which is June 11. If you were born on the 11th through the 20th, your payment arrives on the third Wednesday, June 18. If you were born on the 21st through the 31st, your payment arrives on the fourth Wednesday, June 25. This pattern repeats every month without exception.

You can confirm your payment date by logging into your my Social Security account at ssa.gov, calling the Social Security Administration at 1-800-772-1213, or visiting a local Social Security office. Your payment date also appears on your Social Security statement and on any correspondence from the agency.

Direct deposit versus paper checks in June 2025

Direct deposit to a bank or credit union account is now the only way the Social Security Administration issues new payments. As of January 2021, the agency stopped issuing paper checks to new beneficiaries entirely. If you have been receiving paper checks, the Social Security Administration is phasing them out and has been sending notices to affected beneficiaries with instructions to switch to direct deposit.

If you still receive a paper check, the check is mailed on the same date your direct deposit would arrive — your assigned Wednesday in June. However, mail delivery times vary, so the check may not reach your mailbox until several days later. Direct deposit is faster and more find; the funds appear in your account on the scheduled date without the risk of loss or theft in the mail.

To set up direct deposit, you will need your bank or credit union routing number and account number. You can enroll through your my Social Security account, by phone at 1-800-772-1213, or in person at a local office. The change typically takes one to two months to process, so if you switch in June, your first direct deposit may not arrive until July or August.

What happens if June 4, 11, 18, or 25 falls on a holiday

Federal holidays do not change your regular payment date, but they do affect when the deposit actually clears. If your scheduled payment date falls on a federal holiday, the Social Security Administration deposits the payment on the last business day before the holiday instead. This ensures the money reaches your account without delay.

In June 2025, there are no federal holidays that fall on a Wednesday, so all three payment dates proceed as scheduled. However, if you receive a payment on a date that coincides with a holiday in other months, the deposit will arrive one business day earlier. For example, if your payment date is a Wednesday that falls on a holiday, you would receive the deposit on Tuesday.

Tracking your June payment and verifying the amount

You can check whether your June payment has been deposited by logging into your my Social Security account at ssa.gov. The account shows your payment history, the amount you receive each month, and the date of your next scheduled deposit. You can also set up email or text notifications through the account to alert you when a payment is processed.

Your June payment amount should match what you received in May, unless you reported a change in income, work status, or living situation to Social Security. If the amount differs unexpectedly, contact the Social Security Administration at 1-800-772-1213 to ask why. Common reasons for changes include earnings from work, changes in Medicare premiums, or updates to your marital or living status.

If your payment does not arrive by the end of the business day on your scheduled date, contact your bank first to confirm the deposit has not been delayed on their end. If your bank shows no incoming deposit, call Social Security to report the missing payment. The agency can issue a replacement payment or investigate whether the original deposit was misdirected.

Payment dates for other Social Security programs in June 2025

Supplemental Security Income (SSI) operates on a different schedule than regular Social Security. All SSI recipients receive their payment on the first of the month — June 1, 2025 — regardless of birth date. If June 1 falls on a weekend or holiday, the payment arrives on the last business day before that date. In 2025, June 1 is a Sunday, so SSI payments will arrive on Friday, May 30.

If you receive both Social Security and SSI, you will see two separate deposits in June: one on your assigned Social Security date (June 4, 11, 18, or 25) and one on May 30 for SSI. Some beneficiaries combine these programs, and the Social Security Administration processes them independently.

Retroactive payments, back pay, or lump-sum payments for past months do not follow the regular schedule. These are processed separately and may arrive at different times depending on when your case was approved or when the agency completed its review. The Social Security Administration will notify you by mail when a lump-sum payment is being sent.

Planning around your June 2025 payment date

Knowing your exact payment date helps you plan bills and expenses around when the money arrives. If you pay rent, utilities, or other recurring bills on a specific date, you can align those payments with your Social Security deposit to avoid overdrafts or late fees. Many banks allow you to set up automatic bill payments that deduct funds a day or two after your deposit clears, which reduces the risk of insufficient funds.

If you have questions about your payment date or need to verify it before June, contact the Social Security Administration now rather than waiting until the payment is due. Processing times for address changes, direct deposit setup, or account corrections can take several weeks, so addressing issues early prevents missed or delayed payments.

Frequently Asked Questions

Can I change my payment date if June 4, 11, 18, or 25 does not work for me?

No. Your payment date is fixed based on your birth date and cannot be changed. However, you can set up automatic bill payments or transfers from your bank account to move the money where you need it on a different day of the month.

What if I was born on February 29 — which payment group am I in?

If you were born on February 29, the Social Security Administration treats your birth date as March 1 for payment scheduling purposes. This places you in the third payment group, so you receive your deposit on the fourth Wednesday of each month.

Will my June 2025 payment be different because of cost-of-living adjustments?

Cost-of-living adjustments (COLA) are applied in January each year, not in June. Your June 2025 payment will be the same amount as your May 2025 payment unless you reported a change in income, work status, or living situation to Social Security.

Do I need to do anything to receive my June payment?

No. If you are already receiving Social Security, your June payment will deposit automatically on your scheduled date. You do not need to take any action unless you have not yet set up direct deposit, in which case you should do so to avoid delays or the eventual discontinuation of paper checks.

What if my bank account information changed — will my June payment still arrive?

If you changed banks or closed your account, you must update your direct deposit information with Social Security before June 4 to may support your payment reaches the correct account. Contact the Social Security Administration at 1-800-772-1213 or update your information through your my Social Security account online.