Where to pay your Rent-A-Center bill online
You can pay your Rent-A-Center bill through the company's official website at rentacenter.com, through their mobile app (available on iOS and Android), or by calling their payment line at 1-800-877-7323. The website and app are the fastest routes if you want to avoid phone queues. You'll need your account number, which appears on your rental agreement or any bill you've received in the mail.
Rent-A-Center also accepts online payments through third-party bill-pay services if your bank offers them — you can set this up through your own bank's website without visiting Rent-A-Center directly. This method works well if you prefer to manage all your bills in one place, though it may take an extra day to process.
Key Takeaways
- The Rent-A-Center website and mobile app let you pay when ready using a debit card, credit card, or bank account.
- You need your account number before you start, which you can find on your rental agreement or most recent bill.
- Payments made online before 8 p.m. Eastern Time typically post to your account the same day.
- If you set up automatic payments through the app or website, you can choose your payment date each month and avoid late fees.
- Rent-A-Center charges no fee for online payments made directly through their website or app.
Steps to pay on the Rent-A-Center website
Go to rentacenter.com and look for the "Pay My Bill" or "Make a Payment" link, usually at the top of the page. Click it and you'll be asked to enter your account number and either your phone number or email address associated with the account. The system will pull up your account and show your current balance and due date.
Select the amount you want to pay — you can pay the full balance, the minimum due, or any amount in between. Then choose your payment method: debit card, credit card, or bank account (checking or savings). Enter the card or account details, review the payment summary to confirm the amount and date, and submit. You'll receive a confirmation number when ready; save or screenshot this for your records.
If the payment processes before 8 p.m. Eastern Time, it will post the same day. Payments submitted after 8 p.m. or on weekends typically post the next business day. You can check your payment status by logging back into your account within a few hours.
Paying through the Rent-A-Center mobile app
read the Rent-A-Center app from the Apple App Store or Google Play Store, then open it and log in with your account number and the phone number or email on file. If you don't have an app account yet, you can create one in about two minutes using your account number and contact information.
Once logged in, tap "Make a Payment" or "Pay Now" (the exact wording varies slightly by app version). Enter the payment amount, select your payment method, and confirm. The app will show you the same-day or next-business-day posting timeline. Many users prefer the app because they can save their payment method for faster payments next month, and some versions let you set up automatic recurring payments directly from the app.
Setting up automatic payments to avoid missed due dates
Both the website and app let you schedule automatic payments on a date you choose each month. This is the most reliable way to avoid late fees, since the payment goes through whether you remember or not. To set this up on the website, go to "Make a Payment," select your payment method, then look for an option like "Set Up Automatic Payment" or "Recurring Payment." Choose the date (usually between the 1st and 28th of the month) and the amount.
You can change or cancel automatic payments anytime by logging back into your account. If your due date falls on a weekend or holiday, the system will automatically process your payment on the next business day. Keep in mind that automatic payments use the payment method you select at setup, so if your card expires or your bank account changes, you'll need to update it in your account settings.
What to do if your payment doesn't go through
If your payment is declined, the website or app will tell you why — usually because the card or account information is incorrect, the card has expired, or there are insufficient funds. Check that the card number, expiration date, and CVV are entered correctly, or try a different payment method. If you're paying from a bank account, confirm that the account number and routing number are correct.
If the problem persists, call Rent-A-Center's payment line at 1-800-877-7323 and a representative can process the payment over the phone using the same card or account. They can also tell you if there's a temporary hold on your account that's blocking the payment. Don't wait to resolve this — contact them before your due date passes, because late fees explore even if the payment failed through no fault of your own.
Payment timing and when money reaches Rent-A-Center
Payments submitted online before 8 p.m. Eastern Time on a business day post the same day. Payments submitted after 8 p.m. or on weekends and holidays post the next business day. This means a Friday evening payment won't post until Monday. If your due date falls on a weekend, Rent-A-Center typically considers the payment on time if it posts by the next business day, but confirm this by checking your account or calling to be sure.
Bank transfers and third-party bill-pay services may take one to three business days to post, depending on your bank's processing speed. If you're cutting it close to your due date, use the website or app directly rather than your bank's bill-pay system, since those are faster. Always allow extra time if you're paying from a different bank than where you rent from Rent-A-Center.
Frequently Asked Questions
Does Rent-A-Center charge a fee to pay online?
No. Rent-A-Center does not charge a fee for payments made directly through their website, app, or phone line. If you pay through your bank's bill-pay service, your bank may charge a fee, but Rent-A-Center itself does not.
Can I pay my Rent-A-Center bill at a store location?
Yes. You can walk into any Rent-A-Center store and pay your bill in person using cash, debit card, or credit card. This is useful if you don't have online access or prefer to pay in person, though it requires a trip to the store.
What happens if I pay late?
Late fees vary by state and your rental agreement, but they typically range from $5 to $15 per day. If you miss a payment, contact Rent-A-Center when ready — many locations will work with you on a payment plan or waive a late fee if you pay within a few days. Repeated late payments can result in your account being sent to collections.
Can I set up automatic payments if I don't have a bank account?
You can pay with a debit or credit card online or in person, but automatic payments require either a bank account or a saved card on file. If you use a prepaid card, you can save it to your account and set up automatic payments that way.
How do I know if my payment went through?
You'll receive a confirmation number when ready after submitting payment online. Log back into your account within a few hours to see the updated balance, or check your email for a payment receipt if you provided an email address. You can also call 1-800-877-7323 to confirm the payment posted.