What NJ.gov/taxation Lets You Do

NJ.gov/taxation is the New Jersey Department of Revenue and Finance's payment portal. It is where you send tax payments directly to the state — whether you owe income tax, sales tax, property tax, or another state tax. The portal accepts payments from your bank account or credit card, and the state processes them the same day you submit them during business hours.

You do not need to create an account to make a one-time payment. You can walk through the payment form, enter your tax information and bank details, and finish in one session. If you pay taxes regularly or want to set up automatic payments, you can create a login so the state stores your information.

The portal is open 24 hours a day, but payments submitted after 11:59 p.m. Eastern Time are processed the next business day. Weekends and state holidays count as non-business days, so a payment submitted Friday evening will not clear until Monday.

Key Takeaways

  • NJ.gov/taxation accepts payments by bank transfer or credit card without requiring you to create an account first.
  • Payments submitted before midnight Eastern Time on a business day are processed the same day; after midnight they process the next business day.
  • You will need your tax ID (Social Security number or federal employer ID), the tax type you are paying, and the amount owed.
  • Credit card payments charge a convenience fee that varies by card type; bank transfers have no fee.
  • The state sends a confirmation number when ready after you submit, and you can check payment status in your account or by calling the Department of Revenue and Finance.

What Information You Need Before You Start

Gather these items before you go to the payment portal. Having them ready means you will not have to stop midway through the form.

You will need your tax identification number. For individuals, this is your Social Security number. For businesses, it is your federal employer identification number (EIN). The state uses this to match your payment to your account.

You also need to know the tax type you are paying — income tax, sales tax, use tax, corporation business tax, or another category. If you are unsure which one applies to you, check your tax notice or call the Department of Revenue and Finance at 609-292-6400 before you pay.

Finally, have the amount you are paying ready. You can pay the full amount owed, a partial payment, or an estimated payment. The portal will not stop you from paying less than you owe, but any unpaid balance will accrue interest and penalties.

How to Make a Payment Without Creating an Account

Go to nj.gov/taxation and look for the "Make a Payment" button or link on the homepage. Click it to reach the payment form.

On the form, enter your tax identification number and select the tax type you are paying. The portal will ask for the payment amount and your payment method — bank account or credit card. If you choose a bank account, you will enter your routing number, account number, and account type (checking or savings). If you choose a credit card, you will enter the card number, expiration date, and CVV.

Next, enter the mailing address where the state should send your confirmation. Review all the information you entered, then submit the form. The portal will show you a confirmation number when ready. Write this down or take a screenshot — you will need it if you have questions about the payment later.

The state will send a confirmation email to the address you provided. Check your spam folder if you do not see it within a few minutes.

Bank Transfer Versus Credit Card: Fees and Processing Time

A bank transfer (also called an ACH payment) pulls money directly from your checking or savings account. There is no fee to the state, so 100 percent of what you submit goes toward your tax bill. The state processes bank transfers the next business day after you submit them, even if you submit before midnight.

A credit card payment charges a convenience fee. The fee amount depends on your card type and is calculated as a percentage of the payment. Visa, Mastercard, and Discover typically charge between 1.75 and 2.35 percent. American Express charges a higher percentage. The state adds this fee to your bill, so if you owe $1,000 and pay by Visa, you might pay $1,020 total. The state processes credit card payments the same day if you submit before midnight on a business day.

If you are paying a large amount and want to avoid the fee, use a bank transfer. If you need the payment to post faster or want to earn credit card rewards, a credit card may be worth the fee.

Creating an Account for Recurring or Automatic Payments

If you pay state taxes regularly — monthly estimated payments, quarterly sales tax, or annual filings — you can create an account on nj.gov/taxation. An account lets you store your payment methods, set up automatic recurring payments, and view your payment history in one place.

To create an account, click "Create Account" or "Sign Up" on the NJ.gov/taxation homepage. You will need an email address, a password, and your tax identification number. The state will send a verification email to confirm your address. Click the link in that email to set up your account.

Once your account is active, you can log in and add payment methods. You can then schedule a one-time payment for a future date or set up automatic payments on a schedule you choose — for example, the 15th of every month. The state will process automatic payments on the date you select, and you will receive a confirmation email each time.

If you forget your password, click "Forgot Password" on the login page. The state will email you a reset link. Do not share your login with anyone else, and do not use the same password you use for your bank account.

What Happens After You Submit Your Payment

The state shows you a confirmation number on the screen when ready after you submit. This number proves you made the payment. Write it down or take a screenshot.

If you paid by bank transfer, the money will leave your account within one to two business days. The state will post the payment to your tax account the next business day. If you paid by credit card, the charge appears on your card statement within one to three business days, depending on your card issuer.

You can check the status of your payment by logging into your account on nj.gov/taxation or by calling the Department of Revenue and Finance at 609-292-6400. Have your confirmation number ready when you call. The state can tell you whether the payment has been received, posted, and applied to your account.

If your payment does not appear in your account within five business days, contact the Department of Revenue and Finance. Bring your confirmation number and the date you submitted the payment.

Common Problems and How to Fix Them

Your payment was rejected. This usually happens because the bank account or credit card information you entered does not match what your bank has on file. Check that the routing number and account number are correct, and that the name on the account matches the name you entered on the form. If you are still stuck, call your bank to confirm the routing number, then try again.

You submitted a payment but do not see a confirmation number. Your browser may have closed before the confirmation page loaded. Check your email for a confirmation message from the state. If you do not see one, log into your account on nj.gov/taxation and look at your payment history. If the payment does not appear there either, call 609-292-6400 with the date and amount you tried to pay.

You need to cancel or change a payment you already submitted. If you submitted a bank transfer and it has not yet posted to your account, call the Department of Revenue and Finance right away. They may be able to stop it. If the payment has already posted, you cannot cancel it, but you can request a refund. If you submitted a credit card payment, contact your credit card company to dispute the charge, then call the state to explain what happened.

You paid the wrong amount or the wrong tax type. Call the Department of Revenue and Finance at 609-292-6400. If you overpaid, they can refund the difference or explore it to a future bill. If you underpaid, they will tell you how much more you owe and when it is due.

Frequently Asked Questions

Can I pay someone else's New Jersey taxes through this portal?

Yes, but you will need their tax identification number and permission. The portal does not ask whose account the payment goes to — it only asks for the tax ID. If you are paying on behalf of a business or family member, make sure you have the correct ID number so the payment posts to the right account.

What if I do not have a bank account and can only pay by credit card?

You can pay by credit card through nj.gov/taxation, but you will pay the convenience fee. There is no other way to pay online without a bank account. If you want to avoid the fee, you can mail a check to the address listed on your tax notice, though this takes longer to process.

Is my bank information safe on this website?

NJ.gov/taxation uses encryption to protect your information while you are on the site. Your bank details are not stored on the state's servers unless you create an account and choose to save them. If you do save them, the state keeps them encrypted. Do not share your login credentials with anyone.

How long does it take for a payment to show up on my account?

Bank transfers post within one business day of submission. Credit card payments post within one to three business days, depending on your card issuer. You can check the status by logging into your account or calling 609-292-6400.

What if I overpaid my taxes?

The state will either refund the overpayment or explore it to your next tax bill, depending on what you request. Call the Department of Revenue and Finance at 609-292-6400 to ask for a refund, or log into your account to see if there is an option to explore it forward.