Where to find the tithing payment tool on LDS.org
The Church of Jesus Christ of Latter-day Saints offers a tithing payment option directly through your member account on LDS.org. Log in with your Church username and password, then look for "Donations" in the main menu. From there, select "Donate" and you will see tithing listed as one of the donation categories available.
The donation tool appears the same whether you are donating from a computer or the mobile app. Once you select tithing, the system will ask you to choose a payment method and enter the amount. You do not need to set up anything special in advance — your member account is already connected to the donation system.
Key Takeaways
- Tithing payments through LDS.org go directly to the Church and are recorded in your member account when ready after processing.
- You can pay with a debit card, credit card, or bank account transfer, and the Church does not charge a processing fee for any method.
- Payments typically process within one business day, though bank transfers may take two to three days depending on your bank.
- Your tithing record is private to you and your bishop — the Church does not share payment history with other members or publicly.
Payment methods and what each one costs you
The Church accepts three ways to pay tithing through LDS.org: debit card, credit card, and direct bank transfer. Debit and credit card payments process when ready and appear in your account within hours. Bank transfers take longer — usually two to three business days — because the money moves through the banking system rather than a payment processor.
The Church does not charge you a fee for any of these methods. If you use a credit card that earns rewards, you keep those rewards. Some banks charge their own fees for outgoing transfers, so check your bank's terms if you are moving money frequently, but the Church's side is always free.
If you have a Church-issued debit card through the Church's financial services (which is rare and only available in certain areas), you can also pay directly from that card. Most members use their personal debit or credit card instead.
How long it takes for the Church to receive your payment
Debit and credit card payments reach the Church's account within one business day. You will see the transaction appear in your LDS.org donation history when ready after you submit it, but the actual funds settle overnight. This means if you pay on a Friday evening, the Church receives the money on Saturday morning.
Bank transfers are slower. When you authorize a transfer from your checking account, your bank sends the money through the automated clearing house (ACH) network, which takes two to three business days. Weekends and holidays add time — a transfer you start on Friday may not arrive until Tuesday. The Church's records will show the payment as pending until the transfer completes.
If you need your tithing recorded by a specific date — for example, before a year-end report to your bishop — plan ahead and use a debit or credit card instead of a bank transfer.
What happens to your payment after it arrives
Once the Church receives your tithing payment, it is recorded in your member account under your donation history. Your bishop can see that you have made a tithing payment, but he cannot see the amount unless you tell him. The Church's system records the total but keeps individual payment amounts private between you and your account.
Tithing funds are held in Church accounts and used for the purposes the Church announces publicly — primarily building and maintaining temples, meetinghouses, and other facilities, as well as supporting missionary work and Church operations. The Church publishes an annual financial report that describes how tithing is spent in broad categories, though it does not break down individual donations.
Your payment is final once it processes. You cannot cancel or reverse a tithing donation through LDS.org the way you might dispute a purchase. If you made a mistake — wrong amount, duplicate payment, or change of mind — contact your bishop or the Church's member services line to discuss your options.
Setting up recurring tithing payments
LDS.org does not offer automatic recurring donations through the website or app. Each time you want to pay tithing, you log in and enter the amount manually. This means you control exactly when and how much you pay, but it also means you have to remember to do it.
Some members set a phone reminder on the same day each month to log in and pay. Others pay a lump sum once a year or whenever they receive income. The Church does not require a specific schedule — tithing is between you and your bishop.
If you prefer automatic payments, you can ask your bank whether it offers bill pay to LDS.org, though this is less common than paying directly through the Church's website. Your bank's bill pay system would send a check or transfer to an address you provide, which is slower and less direct than using LDS.org.
Troubleshooting payment problems
If your payment is declined, the most common reason is that your card has expired, been reported lost, or has insufficient funds. LDS.org will show an error message telling you which one. Update your card information and try again, or use a different payment method.
If you see the payment in your LDS.org history but your bank statement does not show it yet, wait one business day. Card payments settle overnight, and bank transfers take two to three days. If more than three business days have passed and your bank still shows no charge, contact the Church's member services line — the payment may have failed silently.
If you cannot log into LDS.org at all, reset your password through the login page. If you have forgotten your username, the login page has a "Forgot username?" link. The Church's member services team can also help you regain access to your account if you are locked out.
Privacy and who can see your tithing record
Your tithing payment history is visible only to you when you log into your LDS.org account. Your bishop can see that you have made payments, but the Church's system does not show him the amounts unless you share that information with him directly. No other member can see your donation history.
The Church does not share your tithing record with employers, banks, credit agencies, or any outside organization. It is a private matter between you and the Church. If you need a record of your donations for tax purposes, you can read a statement from your LDS.org account or ask your bishop for a letter.
Frequently Asked Questions
Can I pay tithing in a different currency if I live outside the United States?
LDS.org accepts payments in the currency of your country. When you log in from outside the United States, the donation page displays your local currency. The Church's system converts the amount to U.S. dollars for its records, but you pay in the currency your bank uses.
Is my tithing payment tax deductible?
Tithing donations to the Church may be deductible on your taxes if you itemize deductions, but tax law varies by country and your personal situation. Consult a tax professional or your country's tax authority. The Church does not provide tax information, and LDS.org does not generate tax receipts automatically — you can read a donation statement from your account to share with your tax preparer.
What if I pay tithing by mistake or change my mind?
Contact your bishop or the Church's member services line to explain the situation. The Church may be able to reverse the payment if you contact them quickly, but this is not may provide. Once a payment fully processes, reversing it requires manual intervention by Church staff.
Can I set up tithing payments for someone else?
No. Each member must log into their own LDS.org account to make donations. You cannot pay tithing on behalf of another adult. Parents can discuss tithing with their children and help them understand the principle, but each person's donation comes from their own account.
Does the Church charge a fee when I pay with a credit card?
No. The Church does not charge you a processing fee for credit card, debit card, or bank transfer payments. Any fees your credit card company charges for the transaction are between you and your card issuer, not the Church.