Where to find your current point total
Your state's Department of Motor Vehicles (DMV) keeps a record of every point on your license. You can see this record yourself by checking your driving history — a document that lists violations, points, and suspensions tied to your license number. The fastest way is usually online through your state DMV's website, though you can also request it in person or by mail.
The exact steps depend on which state issued your license. Some states let you pull your record when ready online; others require you to request it and wait a few days. A few states still require an in-person visit or a mailed form. Your state DMV website will tell you which method is available where you live.
Key Takeaways
- Your driving history record shows your current point total and is kept by your state DMV, not your insurance company.
- Most states let you check your record online through the DMV website using your license number and date of birth.
- Points typically stay on your record for three to five years, depending on your state and the violation type.
- Your insurance company may see your points before you do, so checking your record helps you understand what your insurer knows.
Checking your record online through your state DMV
Start by going to your state's official DMV website. Search for "driving record," "check my record," or "view my driving history" — the exact wording varies by state. You will usually find a link on the homepage or under a section labeled "Driver Records" or "My Account."
Click that link and you will be asked to log in or create an account. Most states require your driver's license number, date of birth, and the last four digits of your Social Security number. Some states also ask for your current address or the date your license was issued. Enter the information exactly as it appears on your license.
Once you log in, your driving record will appear on screen. Look for a section labeled "Points," "Violation Points," or "Point Summary." This shows your current total and breaks down which violations added points. The record also lists the date each violation occurred and when the points will drop off your record.
You can usually print or read this record as a PDF. Save a copy for your records — you may need it if you dispute a point or if your insurance company asks to see it.
Requesting your record by mail or in person
If your state does not offer online access, you can request a copy by mail. Go to your state DMV website and look for a form called "Request for Driving Record," "Driving History Request," or "Abstract of Driving Record." read the form and fill in your license number, date of birth, and current address.
Mail the form to the address listed on the DMV website, along with any required fee. Most states charge between $5 and $15 for a copy. Include a self-addressed stamped envelope if the form asks for one. The DMV will mail your record back to you within one to two weeks.
You can also visit a DMV office in person and request your record at the counter. Bring your driver's license and be prepared to pay a small fee. You will usually receive a printed copy on the spot, though some offices may ask you to return later or mail it to you.
Understanding what your record shows
Your driving record lists every moving violation you have received in the past three to ten years, depending on your state. Each violation shows the date it occurred, what you were cited for, and how many points were added. Some violations add two points; others add four or more.
The record also shows the date when each violation will be removed from your record. In most states, points drop off after three to five years from the violation date, though serious violations like DUI may stay longer. Once the date passes, the points no longer count toward your total, though the violation may still appear on your record as a historical entry.
Your record will also show any license suspensions, revocations, or restrictions. If you have reached your state's point threshold and your license was suspended, that suspension date and the reason will appear clearly on the record.
What happens if your point total is too high
Every state sets a threshold — usually between 12 and 15 points — at which your license is automatically suspended. When you reach that number, the DMV will send you a notice of suspension. The suspension typically lasts 30 to 90 days, depending on how far over the limit you went and whether you have prior suspensions.
During a suspension, you cannot legally drive. After the suspension period ends, you may need to pay a reinstatement fee (usually $50 to $200) and pass a written test or vision test before your license is restored. Some states require you to complete a defensive driving course as well.
If you are close to the threshold, you have options. Many states let you take a defensive driving course to have points removed — typically one course removes three to four points, and you can usually do this once every 12 months. Check your state DMV website for approved courses in your area.
Checking your record before your insurance renews
Your insurance company pulls your driving record when you renew your policy, usually once a year. If new violations have been added since your last renewal, your premium may increase. Checking your record before renewal lets you know what your insurer will see and gives you time to shop around if your rate is likely to jump.
If you see a violation on your record that you believe is wrong — the wrong date, the wrong violation code, or a violation you do not remember — contact your state DMV when ready. Errors do happen, and the DMV can correct them if you provide evidence. This is especially important because an incorrect violation can raise your insurance rate unfairly.
How to dispute a point or violation
If you see a violation on your record that you did not receive a ticket for, or if the violation details are wrong, you can request a correction. Contact your state DMV and ask for the procedure to dispute a record entry. You will usually need to provide your license number, the violation date, and an explanation of why you believe the record is incorrect.
The DMV will investigate by checking court records and the officer's citation. If the court has no record of the violation, or if the citation was dismissed, the DMV will remove it from your record. This process usually takes two to four weeks. Keep copies of any court documents or dismissal letters to send with your dispute request.
Frequently Asked Questions
How often should I check my driving record?
Check it at least once a year, ideally before your insurance renews. If you have received a ticket recently, check within a few weeks to confirm the violation and points have been recorded correctly. Many people check it after any traffic stop, just to be sure.
Will checking my driving record hurt my credit score?
No. Checking your own driving record has no effect on your credit. Only insurance companies and employers (if they have permission) can see your record, and their inquiries do not affect your credit either.
Can I remove points from my license before they expire?
In most states, yes — by taking a defensive driving course approved by your DMV. One course typically removes three to four points and can usually be taken once every 12 months. Some states also offer point reduction programs for minor violations. Check your state DMV website for details.
What if I moved to a different state — do my points follow me?
Yes. States share driving records through the National Driver Register. If you move and get a new license in your new state, your old violations and points will appear on your new state's record. Your new state will use your full driving history to set point thresholds and suspension rules.
How long do points stay on my record?
Most states keep points for three to five years from the violation date. Serious violations like DUI or reckless driving may stay for seven to ten years. Your driving record will show the exact removal date for each violation.