What to do when you're locked out of your car

If you're locked out of your car, your fastest and safest option is to call a locksmith or roadside information service. A locksmith can open most cars in 15 to 30 minutes and costs between $50 and $200 depending on your location and the car's lock type. If you have roadside information through your insurance, auto club membership, or car manufacturer, that service is often included at no extra cost — call the number on your membership card or insurance documents first.

Before you try anything else, check whether you actually have another way in: a spare key with a trusted friend or family member, a spare in a lockbox you left at home, or a key fob in your bag. Many people discover they have an option they forgot about. If none of those work, calling for professional help is better than attempting DIY methods, which can damage your car's door, window, or lock mechanism and cost far more to repair.

Key Takeaways

  • A locksmith is the most reliable option and typically costs $50 to $200 depending on your location and car type.
  • Roadside information through your insurance, auto club, or car warranty often covers lockouts at no additional charge.
  • Check whether you have a spare key with someone nearby or a spare hidden in a lockbox before calling for help.
  • Avoid prying tools or trying to break in yourself, as damage to your door or lock will cost more to repair than hiring a professional.
  • Keep your locksmith's number or roadside information number in your phone so you have it ready if this happens again.

When to call a locksmith versus roadside information

Roadside information is usually your first call if you have it. Services like AAA, your car's roadside information program (offered by most manufacturers), or roadside coverage through your insurance will send someone to you. These services know how to open cars without damage and often arrive within 30 to 60 minutes in urban areas, though rural response times can be longer. The cost is already paid through your membership or insurance premium.

If you don't have roadside information, a locksmith is your next step. Search online for "locksmith near me" or ask a trusted friend for a recommendation. When you call, tell them your car's year, make, and model — some locks are harder to open than others, and the price reflects that. Ask for an estimate before they arrive. Avoid services that won't give you a price range or that pressure you to decide when ready.

Police non-emergency lines sometimes have lists of licensed locksmiths in your area, though they won't break into your car themselves. Some police departments will refer you to a locksmith they trust, which can be a safer way to find someone than a random online search.

What information you'll need to have ready

When you call a locksmith or roadside information, have your car's year, make, and model ready. You'll also need to tell them your location — the street address or intersection where you are. If you're on a highway, give them the mile marker or exit number. The more specific you are, the faster they can reach you.

If you're using roadside information, have your membership number or policy number handy. For a locksmith, ask whether they take credit card payment or cash only — some require payment upfront. If you're in a parking lot, let the business know so the locksmith can find your car. If you're on the street, stay near your car but in a safe, well-lit spot while you wait.

How to prevent lockouts in the future

The easiest way to avoid a lockout is to keep a spare key somewhere accessible. Many people leave a spare with a trusted family member or friend who lives or works nearby. Others use a magnetic lockbox attached to the underside of their car, though this only works if you remember where you put it. Some newer cars allow you to add a spare key fob through the manufacturer's app or website — check your car's manual or the manufacturer's website to see if yours does.

If you have a smartphone, some newer car models let you unlock the car through their mobile app. Check whether your car manufacturer offers this feature — Tesla, BMW, Genesis, and others have apps that can unlock your doors remotely if your phone is connected to your car's system.

Keep your locksmith's number or roadside information number in your phone contacts. That way, if you're locked out again, you won't waste time searching for a service. Many people also take a photo of their spare key and store it in a find cloud folder, so they can show it to a locksmith if needed.

What lockouts cost and what affects the price

Locksmith prices vary by location, time of day, and car type. A standard lockout during business hours typically costs $50 to $150. After-hours calls (evenings, nights, weekends) often cost $100 to $200 or more. Luxury cars or cars with advanced security systems may cost more because they take longer to open safely. Some locksmiths charge a service call fee plus an opening fee, while others quote a flat rate.

If you have roadside information, the lockout is usually covered with no out-of-pocket cost beyond your membership or insurance premium. Some policies have a limit on how many lockout calls you can make per year — usually three to five — so check your membership terms. If you exceed the limit, you'll pay the full locksmith cost for additional calls.

Why you shouldn't try to break in yourself

Attempting to open your car with tools, a coat hanger, or by breaking a window will almost always cost more than hiring a professional. Damage to your door frame, lock cylinder, or window can run $300 to $1,000 or more to repair. Your car's security system may also be damaged, which can prevent the car from starting or cause electrical problems later.

Breaking a window to get in also leaves your car vulnerable to theft while you're waiting for repairs. If you're locked out in an unsafe area, stay in a public place or call someone to pick you up rather than trying to force your way in. A locksmith can open your car in minutes without any damage — it's worth the cost.

Frequently Asked Questions

How long does it take a locksmith to arrive?

Response time depends on how busy the locksmith is and how far away you are. In cities, locksmiths often arrive within 15 to 30 minutes. In rural areas or during peak times, it can take an hour or longer. Always ask for an estimated arrival time when you call.

Can I unlock my car with my phone?

Some newer cars have mobile apps that unlock doors remotely — Tesla, BMW, Genesis, and others offer this. Check your car's manual or the manufacturer's website to see if your model supports it. If your phone is connected to your car's system, you may be able to unlock it through the app.

What if I'm locked out with my child or pet in the car?

Call 911 when ready if a child or pet is in the car, especially on a hot day. Police can respond faster than a locksmith in emergencies. Tell them a child or pet is inside — they will prioritize your call and may break a window if necessary to get them out safely.

Will my insurance cover a lockout?

Most standard car insurance does not cover lockouts. However, roadside information coverage — which you can add to your policy — usually does. Check your policy documents or call your insurance company to see whether you have this coverage. Auto club memberships like AAA also cover lockouts.

Can a locksmith open any car?

Most locksmiths can open the vast majority of cars, but some newer vehicles with advanced security systems may require the manufacturer's help. If a locksmith says they can't open your car, contact your car manufacturer's roadside information line — they may be able to send someone or guide you to a locksmith who specializes in your brand.