Insurify is an online tool that shows you car insurance quotes from multiple companies at once
Insurify is a website and mobile app where you enter your driving information once, and the platform sends that information to insurance companies that operate in your state. Those companies then send back quotes showing what they would charge you for coverage. You see the quotes side by side, compare prices and coverage options, and contact the insurers directly to buy a policy. Insurify itself does not sell insurance — it connects you to the companies that do.
The service is free to use. Insurify makes money when you click through to an insurance company's website or call their phone number, not when you buy a policy. This means you will not pay Insurify anything, but you should understand that the quotes you see may not be complete — some insurers do not participate in Insurify's network, so you will not see their prices unless you contact them separately.
Key Takeaways
- Insurify collects your driving and vehicle information once and sends it to multiple insurers, saving you from filling out separate forms for each company.
- You see quotes from insurers that participate in Insurify's network, but not from every company in your state, so comparing on Insurify alone is not the same as comparing every option.
- Insurify does not sell policies or handle payments — you contact the insurance company directly to buy coverage and manage your account.
- The service is free because Insurify earns money when you click to an insurer's site, which means the quotes shown may favor companies that pay Insurify higher referral fees.
How to use Insurify to get quotes
Start by going to Insurify's website or opening the mobile app. You will be asked for your zip code, then basic information: your age, driving history, the vehicle you want to insure, and the coverage types and limits you are considering. The form takes 5 to 10 minutes. Insurify then sends your information to insurers in its network and displays their quotes on your screen, usually within minutes.
Each quote shows the monthly or six-month premium, the coverage limits you selected, and sometimes discounts the insurer offers. You can click on any quote to see more details or to go directly to that insurer's website. From there, you will create an account with the insurance company, review the full policy terms, and complete the purchase yourself. Insurify does not process the transaction.
What information Insurify asks for
Insurify collects the details that insurance companies use to calculate your rate. This includes your age, gender, marital status, driving history (accidents, tickets, violations), the vehicle's make and model, how many miles you drive per year, whether you use the car for commuting, and what coverage types you want (liability, collision, comprehensive, uninsured motorist). Some insurers also ask about your credit score, though you can decline to provide it.
You do not have to answer every question. If you skip something, Insurify will still show you quotes, but they may be less accurate because the insurers will make assumptions about the missing information. The more complete your answers, the closer the quotes will be to what you would actually pay.
Insurify's network and which companies appear
Insurify partners with dozens of insurance companies, but not all of them. Large national insurers like State Farm, Geico, and Progressive participate, as do many regional and online-only companies. However, some insurers do not use quote comparison platforms like Insurify, so you will not see their prices on the site. This means Insurify is a useful starting point, but it is not a complete picture of every option in your state.
The companies that appear also vary by state and by your personal situation. An insurer might participate in Insurify in one state but not another, or might not quote drivers with certain driving histories. If you do not see a company you are interested in, you can visit that company's website directly and get a quote there.
How Insurify makes money and what that means for you
Insurify does not charge you a fee. Instead, it earns money when you click through to an insurance company's website or call a phone number that Insurify provides. The insurance company pays Insurify a referral fee for sending you their way. This business model means Insurify has an incentive to show you quotes from companies that pay higher referral fees, not necessarily the cheapest or best options for your situation.
This does not mean the quotes are dishonest — the prices Insurify shows are real quotes from real insurers. But it does mean you should treat Insurify as one tool among several, not as a complete comparison. Getting quotes directly from a few insurers you already know about, or using a different comparison site, can help you see a fuller picture.
Privacy and data security on Insurify
When you enter your information on Insurify, that data is sent to the insurance companies in its network. Insurify also collects information about how you use the site — which quotes you click on, how long you spend looking at each one, and whether you complete a purchase. This data helps Insurify improve its service and is used in its advertising.
Insurify publishes a privacy policy that explains what data it collects, how it uses it, and who it shares it with. Before you enter your information, you can read that policy on Insurify's website. If you have concerns about how your data will be used, you can also get quotes directly from insurance companies without using a comparison platform.
Alternatives to Insurify for comparing car insurance
Other quote comparison sites include The Zebra, Insurify's main competitor, which works the same way — you enter information once and see quotes from multiple insurers. There is also Jerry, which focuses on finding discounts you might not know about. You can also visit insurance company websites directly: State Farm, Geico, Progressive, and many others let you get a quote without going through a comparison platform.
Getting quotes from two or three different sources — say, Insurify, one other comparison site, and one or two insurers you contact directly — gives you a more complete view of what is available in your state. This takes more time than using a single platform, but it reduces the chance that you will miss a better option.
Frequently Asked Questions
Does using Insurify hurt my credit score?
No. Insurify does not pull your credit report. When you click through to an insurance company's website and that company pulls your credit, that counts as a hard inquiry and may lower your score slightly. But this happens whether you use Insurify or contact the insurer directly — Insurify itself does not affect your credit.
Can I buy insurance directly through Insurify?
No. Insurify shows you quotes and links to insurance companies, but you buy the policy from the insurance company itself. You will need to create an account with that insurer, review the full policy, and complete the purchase on their website or by phone.
Are the quotes on Insurify binding?
No. The quotes you see are estimates based on the information you provided. When you contact the insurance company directly, they may ask follow-up questions or request documents, and your final price could be different. Always review the final quote before you buy.
What happens to my information after I get quotes?
Insurify keeps your information and may use it to show you ads for insurance on other websites. You can read Insurify's privacy policy to see exactly what data they collect and how long they keep it. You can also contact Insurify directly to request that your information be deleted.
Why do I see different quotes on Insurify than when I contact the insurer directly?
The quote on Insurify is based on the information you entered in the form. When you contact the insurer directly, they may ask additional questions or request documents that change the price. Also, insurers sometimes offer discounts or promotions on their own website that do not show up on comparison platforms.