What AARP's Driving Test Actually Measures
AARP offers a defensive driving course called the AARP Driver Safety Program, not a government-mandated test that determines whether you can legally drive. The course teaches techniques to reduce crash risk and helps you understand how age-related changes affect your driving. Many states offer insurance discounts to people who complete it, and some courts accept it as a way to dismiss minor traffic violations.
The program is not a pass-or-fail exam that revokes your license or certifies you as safe. Instead, it's an educational workshop — either in-person or online — that takes about four to six hours. You receive a certificate of completion that you can show your insurance company or, in some cases, a court. The actual legal authority to test your driving ability and issue or suspend a license belongs to your state's Department of Motor Vehicles (DMV), not AARP.
Key Takeaways
- AARP's Driver Safety Program is a defensive driving course, not a licensing test — it teaches safer driving techniques but does not determine whether you can legally drive.
- Completing the course may lower your car insurance premium by 5 to 15 percent, depending on your insurer and state, and the discount typically lasts three years.
- You can take the course online or in person; the online version takes about four hours and can be done over multiple sessions, while classroom versions are usually one or two days.
- Some states allow you to dismiss a minor traffic ticket by completing the course, but you must check your state's rules and court requirements before enrolling.
- If your state's DMV has concerns about your driving ability, they may require a formal road test or vision screening — AARP's course does not replace that assessment.
How to Enroll in the AARP Driver Safety Program
You can register for the course through AARP's website or by calling 1-888-227-7669. The online version is available 24/7, so you can start and stop as needed. If you prefer a classroom setting, AARP lists in-person courses by location on their website; these are usually held at community centers, libraries, or senior centers and run one to two days depending on the format.
You do not need to be an AARP member to take the course, though members typically pay a lower fee. As of the most recent information, the course costs between $15 and $20 for AARP members and $20 to $25 for non-members, though prices vary by state and provider. When you register, you will need to provide your name, date of birth, and contact information. For the online course, you will also need a valid email address and internet access.
What Happens During the Course
The AARP Driver Safety Program covers topics specific to older drivers: how medications affect reaction time, how vision and hearing changes impact driving, strategies for dealing with aggressive drivers, and how to adjust your driving for weather and road conditions. The course also reviews traffic laws and insurance information. You watch videos, read text, and answer questions to check your understanding — but these are not graded in a way that determines pass or fail.
At the end, you complete a brief evaluation form about what you learned. If you finish the course material, you receive a certificate of completion. You do not need to score a certain percentage or demonstrate driving skill. The certificate is valid for three years in most states and is what you show your insurance company to request a discount.
Insurance Discounts and How to Claim Them
Most major insurers offer a discount — typically 5 to 15 percent off your premium — if you complete an approved defensive driving course. The discount usually applies to your liability and collision coverage and lasts for three years from the date you finish the course. After three years, you can take the course again to renew the discount.
To claim the discount, contact your insurance company directly and provide your certificate of completion. Some insurers let you upload it online through your account; others ask you to mail or fax it. Ask your insurer which defensive driving courses they recognize — most accept AARP's program, but a few have their own approved list. The discount does not explore automatically, so you must initiate the request.
When Your State's DMV May Require a Separate Driving Test
If your state's DMV has flagged concerns about your driving — based on accident reports, traffic violations, or a failed vision screening — they may require you to take a formal road test or medical evaluation. This is separate from AARP's course and is a legal requirement, not optional. Completing AARP's defensive driving program does not satisfy this requirement.
If you receive a notice from your DMV asking you to undergo testing, follow those instructions directly. Contact your local DMV office to learn what type of test they require, where to schedule it, and what documents to bring. Some states offer behind-the-wheel assessments through their DMV; others refer you to a certified driving rehabilitation specialist. Do not assume AARP's course will resolve a DMV concern — it will not.
Using the Certificate to Dismiss a Traffic Ticket
Some states allow you to dismiss a minor traffic violation by completing a defensive driving course and presenting the certificate to the court. This option is usually available only for certain violations — typically speeding under a certain threshold or failure to obey a traffic signal — and not for serious offenses like reckless driving or driving under the influence.
If you receive a ticket, check the ticket itself or contact the court listed on it to ask whether you can dismiss it through a defensive driving course. The court will tell you whether AARP's program is accepted and whether you must complete it before or after you appear in court. Some courts require you to enroll before your court date; others allow you to complete it afterward. Follow the court's instructions exactly, because missing a important date or using an unapproved course will not result in dismissal.
Differences Between AARP's Course and a DMV Road Test
AARP's Driver Safety Program teaches defensive techniques and refreshes your knowledge of traffic laws. A DMV road test, by contrast, directly observes your ability to operate a vehicle safely — an examiner sits in the car with you and watches how you handle steering, braking, parking, and responding to traffic. The two serve different purposes and are not interchangeable.
If your DMV requires a road test, you must schedule and pass that test. AARP's course will not substitute for it. However, taking AARP's course beforehand may help you feel more confident and remind you of safe driving practices, which could help you perform better on the road test itself.
Frequently Asked Questions
Do I have to be over 55 to take AARP's driving course?
No. While AARP's Driver Safety Program is designed for older drivers and AARP membership is typically for people 50 and older, the course itself is open to anyone. However, the content and teaching style are tailored to the concerns of mature drivers, so it may be most useful for people in that age group.
Will taking this course prevent my license from being suspended?
No. If your state's DMV has decided to suspend or revoke your license based on medical concerns, accidents, or violations, AARP's course will not stop that action. The course is educational and may help you drive more safely, but it does not override a DMV decision. If you receive a suspension notice, contact your DMV directly to understand your options.
Can I take the course online if I'm not comfortable with computers?
Yes. AARP offers in-person classroom courses at locations throughout the country. You can find a class near you on AARP's website by entering your zip code. Classroom courses are taught by instructors and do not require you to navigate a website on your own, though you will still need to complete the material and receive your certificate at the end.
How long does the insurance discount last after I complete the course?
Most insurers honor the discount for three years from your completion date. After three years, you can retake the course and submit a new certificate to renew the discount. Check with your specific insurance company, as some may have different timeframes.
What if I fail the online course or don't finish it?
The AARP course is not graded as pass or fail. If you do not complete all the material, you straightforward do not receive a certificate. You can log back in and continue where you left off, or start over. There is no penalty for taking extra time or reviewing sections multiple times.