Where to make your Amazon credit card payment

You can pay your Amazon credit card bill through three main routes: the Amazon website or app, your bank's bill pay system, or by mailing a check. The Amazon website and app are the fastest — payments typically post within one business day. Your bank's bill pay system works if you prefer to manage all your bills in one place, though it may take three to five business days. Mailing a check is the slowest option and carries the risk of late fees if it arrives after your due date.

Which card you hold matters here. If you have the Amazon Prime Rewards Visa Signature card or the Amazon Prime Store Card, both are issued by Chase Bank USA. If you have the Amazon Store Card (the older version without Prime), it is also issued by Chase. All three cards use the same payment system, so the steps are identical regardless of which one you carry.

Key Takeaways

  • Pay through Amazon.com, the Amazon app, or Chase's website — all three reach the same account and post within one business day.
  • Your due date appears on your statement and in your account; paying by that date avoids late fees and interest charges.
  • You can set up automatic payments to cover your full balance, a fixed amount, or your minimum payment each month.
  • If you miss a payment, contact Chase when ready — they may waive a single late fee if you call within a few days.

Paying through Amazon.com or the Amazon app

Log into your Amazon account and go to "Your Account" in the top right corner. Select "Login and security" or scroll down to find "Manage your credit card accounts." Click on the card you want to pay. You will see your current balance, due date, and a "Make a payment" button. Enter the amount you want to pay — you can pay the full balance, the minimum payment, or any amount in between. Confirm the payment method (usually your bank account) and submit.

The payment posts to your account within one business day, though Chase may show it as pending for a few hours first. If you are paying close to your due date, use this method rather than mailing a check, since the mail can delay arrival by several days. You can also check your payment history in this same section to see when previous payments posted.

Paying through Chase's website or app

If you prefer to manage your credit card account directly with Chase, go to Chase.com and log in with your credentials. Navigate to "Pay" or "Payments" and select your Amazon credit card from the list of accounts. Enter the amount and confirm your payment method. Chase will show you the expected posting date before you submit.

This route is useful if you already have other Chase accounts and want to see all your payments in one place. The payment posts on the same timeline as paying through Amazon — usually within one business day. You can also set up recurring payments here if you want Chase to automatically deduct a set amount each month.

Setting up automatic payments

Both Amazon and Chase allow you to schedule automatic payments so you never miss a due date. Through Amazon, go to your card account and look for "Autopay" or "Automatic payments." You can choose to pay your full statement balance, a fixed dollar amount, or your minimum payment each month. Select the due date you prefer, and the payment will process automatically on that date each billing cycle.

Through Chase, the process is similar — log in, select your card, and choose "Set up automatic payment." Many people choose to pay the full balance automatically so they carry no interest charges. If you choose to pay only the minimum, you will still owe interest on the remaining balance, but at least you will avoid late fees. You can change or cancel automatic payments at any time.

What happens if you miss your due date

Your due date appears on your monthly statement and in your online account. If you do not pay by that date, Chase charges a late fee (typically $25 to $40 for the first late payment, higher for subsequent ones) and begins charging interest on your balance at your card's APR. The late payment also appears on your credit report and can lower your credit score.

If you realize you have missed a payment, contact Chase when ready at the number on the back of your card. If you call within a few days, they may waive the late fee as a one-time courtesy, especially if you have a good payment history. Paying the balance in full as soon as possible stops additional interest from accruing. The late payment will remain on your credit report for seven years, but its impact on your score decreases over time.

Paying by mail

If you prefer to pay by check, your statement includes a payment coupon with Chase's mailing address. Write your check, include the coupon, and mail it to the address shown. Allow at least one week for the check to arrive and be processed — if your due date is within seven days, use an online payment method instead.

Include your account number on the check itself in case the coupon is separated from it. Mail payments are riskier because they depend on postal delivery times and Chase's processing schedule. If your check arrives after the due date, you will be charged a late fee even though you mailed it on time. For this reason, online payments are almost always the better choice.

Understanding your statement and balance

Your monthly statement shows your opening balance, all purchases and credits from that billing cycle, your closing balance, and your minimum payment due. The closing balance is what you owe, and the minimum payment is the smallest amount Chase will accept to keep your account in good standing. Paying only the minimum means you will owe interest on the remaining balance.

Your statement also shows your due date, which is typically 21 to 25 days after your closing date. If you pay your full closing balance by the due date, you owe no interest. If you carry a balance into the next month, interest accrues daily at your card's APR. You can view your current balance and due date anytime by logging into your account — you do not have to wait for your statement to arrive.

Frequently Asked Questions

How long does it take for my payment to show up?

Payments made through Amazon.com, the Amazon app, or Chase's website typically post within one business day. Payments made by mail take five to seven business days to arrive and process. If you are paying close to your due date, use an online method to avoid late fees.

Can I pay my Amazon credit card with another credit card?

No. Chase does not accept credit card payments for your Amazon card balance. You can pay using a debit card, bank account, or check. Paying with a debit card or bank account is the fastest method.

What if I pay more than I owe?

If you overpay, the extra amount becomes a credit on your account and applies to your next statement. You can also request a refund of the overpayment by contacting Chase, though this takes several business days.

Do I have to pay my full balance, or can I pay just the minimum?

You can pay any amount between the minimum and your full balance. Paying only the minimum keeps your account in good standing but means you will owe interest on the remaining balance. Paying your full balance avoids interest entirely.

What is the difference between my statement balance and my current balance?

Your statement balance is what you owed on your closing date. Your current balance includes any purchases or payments you have made since then. When you pay, use your statement balance to avoid interest, but check your current balance to see what you actually owe right now.