Pay your Amazon credit card through your bank account, by mail, or through the Amazon website
You can pay your Amazon credit card bill in three main ways: online through your bank's bill pay system, by mailing a check to the address on your statement, or through the Amazon website itself if you have an online account set up. The fastest and most common method is online payment, which typically posts to your account within one to two business days. If you pay through your bank, you control the timing and can schedule payments in advance. If you use the Amazon website, payment can be when ready.
Your payment due date appears on your monthly statement and is usually 21 to 25 days after your billing cycle closes. Paying at least the minimum amount by this date keeps your account in good standing. Paying the full balance avoids interest charges on future purchases.
Key Takeaways
- You can pay online through your bank's bill pay system, by mailing a check, or directly through the Amazon website if you have registered an account.
- Your payment due date is printed on your monthly statement and is typically 21 to 25 days after your billing cycle ends.
- Online payments usually post within one to two business days, while mailed checks can take five to seven business days to arrive and process.
- Paying the full statement balance by the due date prevents interest charges on your next billing cycle.
- You can set up automatic payments through your bank or through the Amazon website to avoid missing a due date.
Pay online through your bank's bill pay system
Log into your bank's website or mobile app and look for a "Bill Pay" or "Pay Bills" section. Enter the payment address shown on your Amazon credit card statement as the payee. You will need to provide the payment amount and choose a payment date. Your bank will mail a check or transfer the funds electronically, depending on how the bank processes payments to credit card companies.
This method gives you control over timing and lets you schedule payments weeks in advance if you want to. The payment typically posts to your Amazon credit card account within one to two business days of the scheduled date. If you are paying close to your due date, schedule the payment at least three business days early to account for processing time.
Pay directly through the Amazon website or mobile app
If your Amazon credit card is issued by Chase (the most common issuer), you can pay through the Amazon website. Log into your Amazon account, go to "Your Account," find "Login & Security," and look for payment options. You may also be able to pay through the Chase website directly if you have a Chase online account set up.
When you pay through Amazon or Chase's website, the payment can post when ready or within one business day. You will see a confirmation number after you submit the payment. Keep this confirmation for your records. This method is fastest if you need the payment to post quickly, but make sure you are on the official Amazon or Chase website and not a phishing site.
Pay by mailing a check
Write a check to Amazon or Chase (depending on your card issuer) and mail it to the address printed on your statement. Do not mail a check to an Amazon fulfillment center or retail location — use only the payment address listed on your bill. Include your account number on the check memo line so the payment is applied to the correct account.
Mailed checks typically take five to seven business days to arrive and another one to two business days to process. If your due date is fewer than ten days away, mailing a check is risky because it may not arrive in time. For payments close to the due date, use online payment or pay through the website instead.
Set up automatic payments to avoid missed due dates
Most banks allow you to set up recurring bill payments through their bill pay system. You choose the amount (minimum payment, full balance, or a custom amount) and the frequency (monthly, for example). The bank will automatically send a payment on your chosen date each month.
You can also set up automatic payments through the Chase website if your card is issued by Chase. Log into your Chase account, find the payment settings, and select "Autopay." Choose whether to pay the full balance, the minimum payment, or a set dollar amount each month. Automatic payments reduce the risk of late fees, but check your statement each month to make sure the payment amount is correct for that billing cycle.
What happens if you miss your due date
If your payment does not arrive by the due date shown on your statement, your account will be considered late. A late fee (typically $25 to $35 for the first late payment) will be added to your next bill. Your interest rate may also increase if you have a promotional rate.
If you realize you have missed a due date, make a payment as soon as possible. Contact Chase customer service to ask whether the late fee can be waived, especially if this is your first late payment. Paying the full amount owed quickly can help limit the damage to your account, though the late payment will still appear on your credit report for up to seven years.
Frequently Asked Questions
Can I pay my Amazon credit card with another credit card?
No, credit card companies do not accept payment from another credit card. You must pay from a bank account, by check, or through a third-party payment service that charges a fee. Paying with another credit card would count as a cash advance on that card and would incur when ready interest charges.
What if I pay more than my statement balance?
The extra amount becomes a credit on your account. You can use this credit toward future purchases, or you can request a refund by contacting Chase. Refunds typically take five to seven business days to appear in your bank account.
Is there a fee to pay my Amazon credit card online?
No, there is no fee to pay through your bank's bill pay system, through the Amazon website, or through Chase's website. Mailing a check costs only the price of a stamp. Some third-party payment services charge a fee, but you do not need to use them.
How do I know if my payment went through?
You will receive a confirmation number or receipt when ready after you submit an online payment. Check your statement a few days later to confirm the payment appears. You can also log into your Chase account and check your payment history to see the status of recent payments.
Can I pay my bill before my statement closes?
Yes, you can pay at any time. However, paying before your statement closes does not reduce the amount shown on that statement — it just reduces what you owe. Your next statement will reflect the payment you made. To avoid interest charges, pay the full statement balance by the due date.