You may have received all three stimulus payments depending on your financial and dependent status. The CARE Act issued trillions of dollars to residents who earn less than a certain amount and parents with minors. However, the Internal Revenue Service (IRS) calculated the payment amounts based on old tax returns.
This means that you may not have received your maximum amount. You may have received less if your income changed, you recently had a child, or you did not file taxes. Find out how you can still claim your stimulus check for the full amount owed.
Our federal governments sent out the first CARES Act stimulus payments in April 2020. The second series of payments started in December, although many taxpayers did not receive their checks or deposits until January 2021. And the third stimulus started in March 2021.
If you did not receive any payment or less than the maximum, you could still file a claim or tax return to get your full amount. Among the reasons why you may have missed a payment or received a partial payment, include the following:
- Your income was more than $75,000 as a single filer or $150,000 as a joint filer.
- You had a new child in 2020.
- You did not file your 2018, 2019, or 2020 taxes.
- Someone claimed you as a dependent on their taxes.
- Your address or banking information changed.
The IRS uses its information on file when determining your stimulus payment. It cannot send you an accurate payment if it does not know who you are because you did not file taxes or your information has changed.
To receive the first two payments, you will need to complete a 2020 tax return. You can create an online account to check the amount and status of your third payment.
You can use the “Get My Payment” tool on the IRS website to check on the third payment’s status, but the feature is no longer available for the first two. If you do not receive it, you will need to complete a 2021 tax return to claim the third payment.
Even if you do not usually file taxes because of your income, you may qualify for payment. You can use the Non-filer Sign-up Tool to claim all three stimulus checks. While the tool focuses on the Advanced Child Tax Credit, you can still use it for the third payment.
Next, learn more about how much you should have received and the requirements to qualify for the stimulus payments.