If you are a senior, you are likely driving a lot less without your daily commute to the office. Car insurance companies recognize that seniors tend to drive less, and many offer discounts to mature drivers.
You can also do several things to reduce your current payment. Insurance companies typically offer discounts to drivers who take a defensive driving course.
Depending on where you live, these courses can also reduce the number of points on your license or negate a past negative mark on your driving record.
Vehicles are more advanced than they have ever been. Many have new safety features that make you less likely to get into an accident or have a fender-bender.
For instance, many cars now have rear view cameras to help you back up or alerts if you are too close to an obstacle. Talk to your insurance provider about discounts for up-to-date features that make you more reliable on the road.
Some states, like Massachusetts, give you a discount just for getting older. Other discounts you may be eligible for include:
- Being a good driver.
- Having multiple vehicles.
- Being a homeowner.
- Having a multi-policy, such as vehicle, home, and life insurance.
- Automatic payments.
You may belong to an organization that provides discounted car insurance to its members. Likewise, insurance providers may provide a discount just for being a member of certain organizations.
Speaking of insurance, you may be wondering about affordable burial insurance for seniors to provide for your family when in need. Continue to learn more.